Luma
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AI-native messaging for African SMEs

Stop staring at a blank message box.

Tell Luma what you're selling and who's buying. It writes the campaign, checks it against Nigeria's DND and NCC rules, and sends it over SMS, WhatsApp or Email, all from one Naira wallet.

Verify your email and phone, and we'll seed your wallet so your first campaign is on us.

Luma dashboard

Built for Nigerian businesses — from boutiques to fintechs

Savanna RetailBluePeak LogisticsCoral & IvyNimbus FoodsTerra CommerceVela FintechAmber GroveNorthbridge Traders

A phone full of customer numbers and a reason to reach them was never the hard part. Knowing what to say is.

Most Nigerian SMEs open the message box, stare at 160 empty characters, and close the tab. Luma starts by writing the message.

Luma AI Message Studio

You bring the business. Luma brings the words.

Describe what you're selling and who you're selling to. Luma writes three channel-ready variants, tuned for urgency, value or social proof, and screens each one against NCC and DND rules before you ever see it.

Matches your channel's limit automatically — 160 characters for SMS, template rules for WhatsApp, subject and body for email
Only inserts personalisation tags your phonebook actually has data for
Refine by chat — "make it shorter", "more urgent", "translate to Hausa" — and it rewrites in place
Luma AI Message Studio

Brief: New Ankara arrivals · Lagos customers · Visit store

Urgency

Adire & Co: New Ankara arrivals are almost gone! Shop this week and get 10% off in-store. Reply STOP to opt out.

118/160 · 1 SMS
Value

Adire & Co: Your favourite Ankara styles just got better. New arrivals, 10% off this week only. {FIRST_NAME}, come see them.

124/160 · 1 SMS
Social proof

{FIRST_NAME}, others are already loving our new Ankara arrivals. Visit Adire & Co this week and see why.

109/160 · 1 SMS

First variant in 2 seconds. All three by 6.

Local language generation

The same campaign. In the language your customer actually speaks.

English, Nigerian Pidgin, Yoruba, Igbo, Hausa, French and Swahili, with the right commercial tone, not a literal translation.

Adire & Co: New Ankara arrivals just landed. Visit us this week and get 10% off your first purchase.

Channel Cascade

WhatsApp first. Then SMS. Then email. Whatever it takes to land.

WhatsApp is the cheaper channel, but not every customer has it open. Luma sends WhatsApp first, waits, then automatically retries over SMS or email — one campaign, one budget, more chances to land in an inbox that's actually read.

One campaign. One budget. More chances to land.
WhatsApp
Sent 9:00am
Not opened in 12 min
SMS
Sent 9:12am
Delivered
Email
Not needed — already delivered
Audience preview
5,000 contacts selected
Won't receive this campaign on your current sender ID1,240 on DND
Sender ID: ADIRECOCorporate Bind · Approved
Compliance Copilot

The rules are enforced before you send. Not discovered after you're fined.

NCC content rules, DND enforcement and NDPR consent aren't buried in a PDF. Luma screens every message before it can go out, shows you exactly who's on DND before you send, and tracks your sender ID approval.

Non-compliance penalties reach ₦10 million or 2% of annual gross revenue.
Naira Wallet

Know the exact cost before you send. Not after.

Fund your wallet by bank transfer, card or USSD — no USD credit packs. Every campaign shows its cost before you press send. If a message never leaves the platform, it's refunded automatically.

Bank transfer
Card
USSD
Estimated cost
ChannelSMS
Recipients5,000
Message parts1 per recipient
This campaign will cost ₦12,400
and leave ₦158,576 in your wallet

Your delivery rate was 88%, below your 94% average. 304 failures were concentrated on Glo numbers between 6 and 7am. Recommendation: resend to the failed segment at 11am.

Insights & Campaign Autopsy

Numbers become sentences.

Delivery, read and click rates broken down by carrier and region — and underneath every chart, one line explaining what actually happened and what to do next.

For developers

The same AI, in your stack.

A clean REST API for SMS, WhatsApp and Email. Live and test keys, webhooks, and idempotency keys on every send endpoint — plus the AI Message Studio at a single endpoint.

curl -X POST https://api.luma.africa/v1/messages \
-H "Authorization: Bearer sk_live_•••" \
-d '{
"channel": "sms",
"to": "+2348012345678",
"body": "Hi {FIRST_NAME}, your order has shipped."
}'
Pricing

Pay for what you send. Nothing else.

No monthly seat fees. No USD credit packs. Fund your wallet in Naira and see the exact cost before every send.

See Luma in action.

Four businesses, four problems, one platform.

Retail & fashion
Adire & Co, Lagos
12 minutes to first campaign

A two-store boutique replaced English-only broadcasts with AI-written campaigns in Yoruba and Pidgin.

Read the case study →
Pharmacy & healthcare
Ilé-Ntọ́ Pharmacy, Ibadan
1,240 DND contacts auto-excluded

A pharmacy nervous about NCC fines now sees every compliance exclusion before it pays for a send.

Read the case study →
Education
Greenfield Montessori, Abuja
97% fee-reminder delivery

Channel Cascade caught the parents WhatsApp couldn't reach, at a fraction of an SMS-only budget.

Read the case study →
Fintech & lending
Kolo Finance, Lagos
30 minutes to first live OTP

Idempotency keys on every send endpoint ended duplicate disbursement alerts for good.

Read the case study →
View all case studies →

Your first campaign could be sent in the next fifteen minutes.

Free to sign up. Verify your business whenever you're ready to scale.